Fintech don blow. In the last few years, money just dey fly enter the space. From $19.4 billion in 2015, VC funding jumped to $33.3 billion by 2020. Omo, that’s a 17% year-over-year increase. No be beans!
This kain growth just dey show say fintech still get plenty room for growth. Founders dey happy, investors dey smile—everybody wan chop from the fintech pie. But as the money dey pour in, make we no lie: money alone no fit run show.
You need sharp brains. You need a team wey sabi. The kind of people wey go build, scale, and maintain your app while making sure say your business no carry last.
Na why we say: e no just be to raise money, you gats build correct team.
So if na fintech team you wan build—and you dey wonder how to take start—na this article be your cheat code. Let’s go!
VC Money Dey, But No Be All Startups Dey See Am
Fintech sweet, but no be all startups dey enjoy am equally. Some people dey smile go bank; others dey struggle to even raise seed round.
Research don show say while small small (pre-seed and seed stage) startups dey still collect money, the big boys (those wey don pass Series C) dey feel am hot. Why? Investors dey reason say early-stage companies still get time to grow and survive economic gbege.
So if you be new founder, congrats o! Your time don come.
B2B vs. B2C: Na Different Heat Dem Dey Feel
When we talk about fintech, we dey talk about two main waka routes:
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B2B (you dey serve businesses)
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B2C (you dey serve consumers directly)
Now here’s the gist—B2C fintechs, especially those in payment space, chop serious funding cut. But B2B still dey get love. Why?
Because businesses dey always need better tech—especially the ones wey go save dem cost, time, and headache.
Why B2B Fintech Dey Hot Right Now?
Simple—many companies still dey use old, wahala-prone tech. E slow, e rigid, and e dey cost money well.
So B2B fintechs wey dey offer plug-and-play solutions (like core banking systems, embedded finance, and BaaS) dey cash out. Dem dey help other businesses upgrade without stress.
As long as people dey find how to make transactions faster and smoother, B2B go still dey relevant.
Wetin About SMEs? Dem Matter Too!
Small and Medium Enterprises (SMEs) dey plenty. In fact, dem full everywhere. But banks no dey send dem like that.
Na fintech companies now dey bridge that gap—especially for Africa and other developing regions. Dem dey give SMEs access to credit, payment options, and small business tools wey traditional banks no too dey provide.
So if your startup dey target SMEs—abeg hold am tight. You dey cook better soup.
But Make We No Lie—Fintech Still Get Him Own Wahala
E sweet to raise money, but the hustle real. Especially if your startup don mature small.
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Economic wahala dey affect VC mood.
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B2C founders dey hustle pass to impress investors.
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And even if you raise money, without correct team—you go still jam wahala.
So wetin be the real solution?
Build a team wey get sense, get skills, and fit deliver.
How to Build a Fire Fintech Team (Whether B2B or B2C)
Now make we enter the main matter—who you suppose put for your team?
For B2B Fintech Apps:
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Sales & Relationship Managers
You need people wey sabi talk to CEOs, handle enterprise clients, and close big deals. This one no be small boy talk.
Dem go help you lock down serious businesses. -
Product Managers
You need people wey sabi develop tools businesses actually need—not just flashy stuff.
Dem go help you build tools wey solve real problems. -
Customer Support Pros
You go get technical support calls from corporate clients. So your support team gats dey sharp.
No be “try again later” level support o. -
Tech Gurus (Developers & Engineers)
You need coders wey sabi compliance, security, and scalability.
Because if one small glitch show, your whole app fit crash. -
Business Analysts
Dem go gather data, run analysis, and show you where the money dey hide.
Make una no dey do guesswork. -
Project Managers
Without PMs, team fit just dey waka round like headless chicken.
Dem go make sure say work dey go according to plan. -
Quality Assurance Engineers
Dem be your final line of defense.
Na dem go make sure say app no dey misbehave or leak data.
For B2C Fintech Apps:
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UX/UI Designers
If your app no fine or no easy to use, you don fail be that.
You need designers wey sabi user journey well. -
Marketing Specialists
Dem go help you enter people’s eyes for social media, ads, and PR.
Because if people no hear of your app, who go download am? -
Data Analysts
Dem go help you understand your users, tweak features, and plan your next move.
No dey operate like blind man for express. -
Customer Service Reps
Make people feel heard and helped—especially when their money dey involved.
Dem fit forgive anything, but not bad customer service. -
Content Creators
You need blog posts, explainer videos, tweets, and FAQs.
If your users no sabi use the app, na who lose? You. -
Social Media Managers
Dem go keep the community alive, drop updates, and manage feedback.
Dem go help you turn followers to fans—and fans to users. -
ASO (App Store Optimization) Experts
Your app fit dey heaven, but if nobody fit find am on app store, na zero.
These guys go help you rank and shine.
Wetin If You No Get Time to Build All This Team?
We understand. Time dey run, and you wan launch quick. No wahala.
Supersourcing fit help you assemble your all-star fintech team in just 7 days.
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✅ Speed: We no go waste your time
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✅ Skill: Na sharp people we dey bring
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✅ Safety: No be anyhow vetting. We dey check well
Whether you dey build B2B or B2C app, we get people wey fit deliver the goods. Just tell us wetin you need—we go handle the rest.
Final Thoughts
Fintech still dey hot. Money dey. Opportunities full ground.
But if you wan survive and thrive, you must:
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Know the market
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Choose your focus (B2B or B2C) wisely
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And most importantly—build a strong team.
Because for this fintech race, na who get the best squad dey reach finish line.